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A Household Debt Worth Paying Attention To
23/06/2016
Grant Bazian
Lifestyle Debt
You know the phrase 'things just aren't the way they used to be'? That's never been more true than today. Just a few decades ago, having a good education, settling into a fruitful career, buying a house, raising a family and looking forward to an enjoyable,...
Read More arrow_forwardInsolvency Rate Linked To Plunging Oil Prices
21/06/2016
Grant Bazian
Bankruptcy
Consumer Proposal
As unemployment continues to increase across the prairies due to a sharp decline in the price of oil, many have found themselves relying on credit to pay for day-to-day expenses as severance pay begins to dwindle and unemployment insurance runs its course....
Read More arrow_forwardFive Good Reasons To Pay Off Your Debt ASAP
21/06/2016
Debt Solutions
With a continually increasing cost of living, it’s not always easy to convince yourself to part with the few extra dollars you do have on hand, in order to pay off looming debt. In the long run however, reducing (or even eliminating) your debt load –...
Read More arrow_forwardSummer Vacation Not Debtcation
20/06/2016
David Gowling
Lifestyle Debt
The weather is warmer, people are coming out of hibernation from the long winter and soon our children will be done with school. Once the summer months get into full gear, people naturally turn their attention to getting away to recharge, relax and (deservedly)...
Read More arrow_forwardUnemployment And Insolvency Often Go Hand In Hand
14/06/2016
Ian Schofield
Bankruptcy
Consumer Proposal
The insolvency statistics for March have just been released and they are consistent with the trends for the previous few months. Generally filings are flat across the country except for those provinces affected by the decline in oil prices. Total filings...
Read More arrow_forwardSchools Look To Lessen Student Stress Over Debtloads
10/06/2016
Grant Bazian
Lifestyle Debt
As the price of post-secondary education continues to rise, along with cost of living, many students find themselves struggling financially both during the course of their studies and upon entering a very competitive job market upon graduation.
Read More arrow_forwardSaskatchewan Had The Highest Loan Delinquency Rate In The Country At 304 Per Cent In The First Quarter
06/06/2016
Grant Bazian
MNP Consumer Debt Index
As of May 20, 2016, Saskatchewan had the highest delinquency rate in the country. Given how significantly Saskatchewan and Alberta have been hit by the oil slump, this doesn’t necessarily come as a surprise to financial strategists and advisors throughout...
Read More arrow_forward9 Ways To Improve Your Business Credit Score
02/06/2016
Grant Bazian
Credit Counselling
In today's business environment, many Canadian businesses are having to work twice as hard to keep up with a competitive landscape in a weakened economy. If you really want to stay ahead of the curve and leave the doors open for as much opportunity as...
Read More arrow_forwardStruggling To Decide Between A Consumer Proposal And Bankruptcy
01/06/2016
Grant Bazian
Bankruptcy
Consumer Proposal
Living in financial uncertainty, with harassing phone calls from creditors, while trying to maneuver through unmanageable debt, can be completely overwhelming. The good news is, you have options, though it can be difficult to fully understand which route...
Read More arrow_forwardWhat should I do when my employer files for bankruptcy?
30/05/2016
Bankruptcy
It’s 8:00 am on Monday morning and you arrive at work ready to start the week, only to find that all staff have been summoned immediately to an emergency meeting in the staff room. Amid whispers of what could possibly be going on, you head into the meeting...
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